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When you need quick access to funds without selling your investments, a loan against securities offers a practical solution. This type of loan allows you to borrow money by pledging your existing investments like mutual funds or shares as collateral. But how loan against securities work exactly? This post breaks down the process step-by-step, explaining the key details and what you can expect. Loan against securities process with investment documents What Is a Loan Against Se

Getting a loan with a low credit score can feel like an uphill battle. Many people believe that a poor credit history automatically shuts the door to borrowing money. That is not true. While a low credit score does present challenges, it should not stop you from exploring loan options. There are practical ways to improve your chances and secure the funds you need. This post will explain why your credit score is not the final word, how mutual funds can play a role in boosting

Many people take a personal loan when they need funds urgently. But if you already have mutual fund investments, there’s a smarter option — Loan Against Mutual Funds (LAMF) . Let’s compare both options and understand which one is better. COMPARISON TABLE Feature Personal Loan Loan Against Mutual Funds Interest Rate 12% – 24% Starting ~10.5% Processing Moderate 100% Digital Approval Time 1–3 days Minutes Pre-closure Charges High Pre closure charges Zero Tax Impact NA No capit